Dealing with Insurance After a Truck Accident

Many people think that working with a car salesman is the point in their life when they will need to deal with someone who is trying to make a bad deal seem like a good one. However, Insurance agents are similar. If you were in a truck accident, you may leave the scene thinking that your injuries are clearly a result of the accident and you should have no trouble getting a settlement so that it can pay for things like pain and suffering, property damage, and medical bills. However, a few days later you may get a call from the truck driver’s insurance that leaves you questioning how sure you were of the events that took place. 

What does it look like when I talk with the insurance agent? 

Talking with an insurance agent may appear to be the right thing to do. You want to settle your claim quickly and you may feel that the case is open and shut. In fact, an insurance agent is trained to appear as if they not only agree with you but are giving you a fair deal. They may say they would like to offer you a settlement that covers the full cost of damage to your car or they may say they would like to offer a settlement that covers your medical bills thus far. If you have $10,000 of medical bills, that can seem like a good deal. Why shouldn’t you take it? 

Working with an Attorney

An attorney, like a truck accident lawyer from a law firm like Pioletti Pioletti & Nichols, knows that an insurance agent is not calling you to “check up on you” or see how you are doing. They are calling to get information from you that can be helpful for lowering the settlement offer. An agent will try to give you an offer that sounds like a good deal. However, a lawyer will know when you deserve more. For example, an offer that covers only past medical bills does not take into account any future medical expenses you may have or lost wages. There are many factors that play into how big of a settlement you get, which is why you may want to have an attorney negotiating with the insurance agent instead of attempting to do it on your own. 

If you want to see what working with a lawyer can do for you and your truck accident case, give your local truck accident lawyer a call today.